• Personal Checking
  • Personal Savings
  • Personal Loans

Personal Banking

Personal Checking

Free Checking

  • $100 minimum opening deposit
  • No minimum balance requirement
  • No monthly service fee
  • Free ATM card or Visa Check card, subject for approval
  • No limit on transactions
  • Free Online Banking
  • Free Online Bill Pay
  • Image Statement with Check Copies
  • eStatements available

Interest Checking

  • $500 minimum opening deposit
  • Monthly maintenance fee of $7.00 if daily balance is less than $1,000.00; no fee if $1,000.00 or more
  • Free ATM card or Visa Check card, subject to approval
  • No limit on transactions
  • Interest compounded monthly
  • Free Online Banking
  • Free Online Bill Pay
  • Corporations are not eligible for NOW Accounts
  • Image Statement with Check Copies
  • eStatements available

55 Advantage Checking

  • Free Online Banking with Bill Pay
  • Free Direct Deposit
  • Free Visa Debit Card
  • Free ATM access at Patriot Bank locations
  • Free Personalized Wallet Style Checks
  • Unlimited Check writing
  • Interest compounded monthly
  • Image Statement with Check Copies
  • eStatements available

Download this form to provide your new account information. Fill in the required information and bring a copy to the bank, or fax it to us at (918)209-5199.

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Personal Savings

Statement Savings Account

Chances are when you think of a savings account, the features that come to mind are those of Patriot Bank's Traditional Savings account. Easy to understand, easy to maintain; watch your money grow with this basic savings account.

  • $100 minimum opening deposit
  • No service fee if daily balance is $100.00 or more, $1.00 service fee per quarter if daily balance falls below $100.00 during the statement cycle
  • 6 free withdrawals per quarter, $6.00 each additional withdrawal over 6 per statement cycle
  • Free ATM card
  • Interest compounded quarterly
  • Quarterly Truncated Bank Statements
  • Free Online Banking

Money Market Savings

This account helps you get more from your money by offering greater flexibility. The interest rate is tiered, allowing you to earn a greater rate of return as your balance builds, and you have the flexibility to make six transfers per statement cycle, three of which can be made by check.

  • Contact us for rate information     
  • Six transactions per month** / $5.00 for each debit over six
  • Tiered interest compounded daily
  • Free ATM card
  • Free Online Banking
  • Free Online Bill Pay

Youth Savings

Designed especially for savers 18 and under, this account gives young people the financial edge they need to save for the future.

  • No minimum opening deposit
  • Minimum balance of $0.01 required to obtain APY
  • No service charge
  • 6 free withdrawals per quarter, $6.00 each additional withdrawal over 6 per statement cycle
  • Interest compounded quarterly
  • Interest credited to account quarterly
  • Quarterly Truncated Bank Statements
  • Free Online Banking

Certificates of Deposit

Patriot Bank CDs offer an opportunity to earn a higher rate of return on a safe, secure investment. You can select from a wide range of CDs, with maturities ranging from 7 days to 5 years. With full FDIC insurance coverage up to the maximum allowed by law, this might be the right investment option for you.

  • Fixed rate of interest for the term of the CD
  • Your CD can automatically renew
  • Grace period of 10 calendar days after maturity to withdraw funds without a penalty (14-day CD has a three day grace period)
  • Flexible interest payment options

Withdrawals prior to maturity may be subject to an early withdrawal penalty. Call Patriot Bank for a competitive rate on your certificates of deposit.

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Personal Loans

Consumer Loans

Our bankers have the ability to access any of the traditional loan products offered through Patriot Bank at competitive rates to qualified borrowers.

We have several loan options available if you want to finance a car, new boat, or even a motorcycle. Credit programs vary so contact us and we'll help you choose a loan that fits your needs and your budget.

Whether you are looking for:

  • Construction Loans
  • Home Purchase Financing
  • Refinancing
  • Second Home Financing
  • New or Used Car
  • Boat
  • Recreational Vehicle
  • Motorcycle


Mortgage Loan Originators

Jared Goldfarb NMLS #788829
Philip Houchin NMLS #786758
Jay Morey   NMLS #451781
Ryan Yates NMLS #1058119


Personal Financial Statement 

Download your Personal Financial Statement template to help track your finances and simplify the loan application process.

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Personal Services

Consumer Credit Card

As a Patriot Bank cardholder, you will have more choices than ever, thanks to our new alliance with TIB - The Independent BankersBank, one of the industry’s largest and most reputable credit card services companies.  As our partner, TIB - The Independent BankersBank will own and service all of our credit card accounts, providing our cardholders with the benefits of the products and services available within the credit card industry today.

The power of being a Patriot Bank cardholder

With a variety of programs and benefits designed to make your account more valuable, a Patriot Bank credit card will open a world of financial opportunity to you.  You can now choose the product that best suits your needs with your Patriot Bank credit card.

Low Rate Card   
Designed for rate conscious consumers by offering a low introductory rate with an ongoing APR of  prime + 6.99% and no annual fee. This APR will vary with the market based on the Prime Rate. Transaction / activity charges may apply.

Preferred Points Card            
Created for consumers seeking more from their credit card by offering a robust rewards program that includes options for travel and cash back yet has no annual fee


Products to meet your needs

Each of these products has been developed to address the specific needs of our customers. Whether you’re a customer who would like to transfer a balance, looking for a rewards card with interchangeable options including travel and cash back, or looking for a convenient transactional device to accommodate purchases needed to support your business; we have a solution to meet your need.

You’re never alone with Patriot Bank

TIB - The Independent BankersBank’s service sets TIB - The Independent BankersBank apart.  Card holder Services representatives are available at 800-367-7576, 24 hours a day, 7 days a week, to answer your questions and assist in choosing the right account for you. 

If you have questions about your account prior to receiving your new card, please call us at 918-209-5200 or write us 9292 S Delaware Ave, Tulsa, OK 74137.

Patriot Bank and TIB - The Independent BankersBank are committed to maintaining the quality of financial service you have come to expect while also broadening the options available to you.  We appreciate your business and the opportunity to provide you with more financial opportunities.

To Apply Now

  • Download the PDF of the application.
  • Type the information and then print the application (you cannot save the document, so print an extra copy for yourself), or print it and then complete it using a blue or black pen.
  • Supporting documents vary depending on the type of business you have. See chart below.
  • Fax your completed application to the Card Service Center at 972-650-7054.

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Map It | 9292 S Delaware Avenue, Tulsa, Oklahoma 74137 | 918-209-5200