• About Us
  • Management Team
  • News and Events
  • Contact Us

About Us

About Us

Patriotism is the bedrock principle of America. It is rooted in the core values of our citizens and the deep commitments of purposeful men and women who seek to protect our freedom – freedom that must be earned and preserved.

At Patriot Bank, our dedicated staff of professionals shares this commitment. We work tirelessly to find the right solutions to meet your financial needs and earn your trust. Our fortitude and commitment to excellence lead the way in this journey. At Patriot Bank, we see limitless opportunities arising out of this commitment to our core principles. We believe in dedication, hard work and integrity, and we invite you to become our partner in this journey.

Our philosophy has always been about honest, straightforward service to our clients. No gimmicks, no fluff. We take pride in offering our customers the best financial options with quick decisions, made right here in Tulsa. We don't just want to be your bank, we want to be your financial partner.

We are dedicated to bringing back the essential and fundamental principles that uphold the very foundation of banking – integrity, honesty, dependability and a collective resolve to serve our community. Every single day at Patriot Bank, our goal is to build a solid relationship with you, built on mutual trust, honest service and dependable people who follow through on their word.

Michael E. Bezanson

Chairman and Chief Executive Officer

Micahel E. Bezanson

Mike Bezanson is the chairman of the board of directors and CEO of Patriot Bank, having more than 30 years' experience in financial services, in both the public and private sectors.

After earning a Finance degree in 1978 from Eastern New Mexico University, Mr. Bezanson immediately began his banking career in Denver, Colorado as an assistant national bank examiner for the Comptroller of the Currency, the supervisor of federally chartered banks, where he held several positions of responsibility, including commissioned national bank examiner, regional director for corporate activities, and field examiner, before joining Security National Bank in Sapulpa, Oklahoma in 1984 as the bank's executive vice president and chief operating officer. Soon afterward, he assumed the title of president in 1987, and chief executive officer in 1990. After successfully restoring this troubled bank's condition to profitability and high performance status, he was responsible for overseeing Security National Bank's sale to Durant Bankshares of Durant, Oklahoma, in 1999.

One of the founding organizers and the initial president of Oklahoma National Bank, a de novo bank opened in January, 2000, Mr. Bezanson had direct oversight of the bank's lending function during a period of unparalleled growth, and ultimately served as the bank's chairman and CEO before leaving to take the helm at Patriot Bank. He also played a major role in negotiating the sale of ONB Bank to Central Bankcompany in April 2007, and managed many facets of the subsequent merger of ONB Bank with Community Bank later that year.

Mr. Bezanson has served as a board member for the Boys and Girls Club of America and the American Red Cross, and has actively served on senior level committees for both the Oklahoma Bankers Association and the Independent Community Bankers Association. He has also been actively involved in leadership roles in numerous community and civic organizations.

Jay Morey


Jay Morey

Jay Morey, who joined Patriot Bank as President in 2011, boasts over 23 years' experience in the banking industry. He grew up in Edmond, Oklahoma and earned his B.B.A in Real Estate Finance from the University of Oklahoma in 1988. He went on to receive his MAI designation from the Appraisal Institute in 1994. During his banking career, he has held positions from Chief Appraiser to President.

Prior to moving to Tulsa in 2005, Morey was instrumental in starting the Colorado Springs division of Kirkpatrick Bank (Edmond, Oklahoma). From its inception in 1999 until 2005, Mr. Morey helped grow the Colorado Springs office to over $150 million in assets. After moving back to Tulsa in 2005, Morey served as SVP of Commercial Lending at Stillwater National Bank for 2 years before joining Spirit Bank in 2008 as their Chief Lending Officer.

Jay has served as a board member for the Juvenile Diabetes Research Foundation since 2011. He has also been actively involved in several leadership roles in numerous other community and civic organizations, including Leadership Edmond, President of Central Oklahoma Search and Rescue, and the El Paso County Search and Rescue, a division of Mountain Rescue Association. He is married to Melissa and has one son.

Randall W. Wimmer

Executive Vice President and Chief Financial Officer

Randall W. Wimmer

Prior to joining Patriot Bank in October 2009, Mr. Wimmer served in a variety of financial positions, most recently for Regent Capital Corporation in Nowata, Oklahoma, as executive vice president and chief financial officer for Regent Bank. From 1999 to 2008, he worked for Regent Bank and Trust as executive vice president and chief financial officer before being promoted to president and chief operating officer, where he was responsible for the oversight of all bank functions, and reporting to regulatory agencies.

From 1995 to 1998, Mr. Wimmer was director of finance for First Data Corporation, responsible for all financial related functions for a Credit Card Customer Service, Credit and Collections service center. Between 1979 and 1994, Mr. Wimmer held vice president positions at Bank of Oklahoma, N.A., in Tulsa, first as vice president of financial analysis in BOK's finance division, and then vice president and manager of planning and analysis in the finance division.

Mr. Wimmer graduated from Oklahoma State University with a Bachelor of Science Accounting degree, with three years of continuing executive education at the University of Wisconsin's School of Banking. He also took graduate coursework at the University of New Orleans. He is professionally affiliated with the Oklahoma Bankers Association, the National Association of Bank Cost and Management Accounting, the International Facilities Management Association, and Lions International.

Philip Houchin

Executive Vice President and Chief Lending Officer 

Philip Houchin

Philip Houchin joined Patriot Bank in December 2009 as Chief Lending Officer and Senior Vice President.  In his role as Chief Lending officer, he develops and oversees all aspects of the lending arm of the bank.  Prior to joining Patriot Bank, he served as Vice President of Lending at Summit Bank for over 5 years.  Houchin also held positions at Bank of Oklahoma, beginning his banking career in the Management Development Program and serving as credit analyst and then banking officer in the business banking group.

A native of Tulsa, Mr. Houchin graduated from Cascia Hall Preparatory School and earned his Bachelor's Degree in Business Administration with a major in Finance from the University of Oklahoma.  Philip and his wife are enjoying raising their two young boys.

Top of page




7 Ways to Thwart Cybercrime



October is National Cybersecurity Month

WASHINGTON – Cybercrime continues to be a growing problem in the U.S. According to the FBI's Internet Crime Complaint Center, in 2015 the agency received approximately 288,000 complaints from consumers who were exposed to online fraud – up from nearly 270,000 in 2014. In recognition of Cybersecurity Awareness Month, the American Bankers Association is urging online users to take simple steps to safeguard their personal information, protect networks and stop fraud.

"Fraudsters are using the Internet to facilitate all types of scams," said Doug Johnson, ABA's senior vice president of payments and cybersecurity policy." As a result, it is extremely important that online users secure their Internet connection and install the latest security software to lessen their exposure to online threats."

Please consider the following tips to protect yourself while navigating the web:

Keep your computers and mobile devices up to date. Having the latest security software, web browser, and operating system are the best defenses against viruses, malware, and other online threats. Turn on automatic updates so you receive the newest fixes as they become available.

Create "complic@t3d" passwords. A strong password is at least eight characters in length and includes a mix of upper and lowercase letters, numbers and special characters.

Watch out for phishing scams. Phishing scams use fraudulent emails and websites to trick users into disclosing private account or login information. Do not click on links or open any attachments or pop-up screens from sources you are not familiar with. Forward phishing emails to the Federal Trade Commission (FTC) at spam@uce.gov – and to the company, bank, or organization impersonated in the email.

Keep personal information personal. Hackers can use social media profiles to figure out your passwords and answer those security questions in the password reset tools. Lock down your privacy settings and avoid posting things like birthdays, addresses, mother's maiden name, etc. Be wary of requests to connect from people you do not know.

Secure your internet connection. Always protect your home wireless network with a password. When connecting to public Wi-Fi networks, be cautious about what information you are sending over it.

Shop safely. Before shopping online, make sure the website uses secure technology. When you are at the checkout screen, verify that the web address begins with https. Also, check to see if a tiny locked padlock symbol appears on the page.

Read the site's privacy policies. Though long and complex, privacy policies tell you how the site protects the personal information it collects. If you don't see or understand a site's privacy policy, consider doing business elsewhere.

The American Banker's Association is the voice of the nation's $16 trillion banking industry, which is composed of small, regional and large banks that together employ more than 2 million people, safeguard $12 trillion in deposits and extend more than $8 trillion in loans.







Tulsa's Patriot Bank makes Top 100 Best Performing Banks list two years in a row


Phone: (918)209-5200
Fax: (918)209-5199



9292 S. Delaware Ave
Tulsa, OK 74137




Lobby Hours

9:00 am - 5:00 pm


Drive In Hours

7:30 am - 6:00 pm

Lost or Stolen Debit Cards

(800) 791-2525
24-Hour Assistance

Map It | 9292 S Delaware Avenue, Tulsa, Oklahoma 74137 | 918-209-5200