Personal Banking

Patriot Bank offers a full array of checking accounts that are simple and functional for the everyday management of your personal finances.

Free Checking

  • $100 minimum opening deposit
  • No minimum balance requirement
  • No monthly service fee
  • No charge for ATM card (Visa Checkcard upon approval)
  • No limit on transactions
  • No charge for Online Banking
  • $5.95 per month for Online Billpay (1st six months free)
  • $10.00 per month for check return

Interest Checking

  • $100 minimum opening deposit
  • Monthly maintenance fee of $7.00 if daily balance is less than $500; $5.00 if daily balance is $500 but less than $1,000; no fee if above $1000*
  • No charge for ATM card (Visa Checkcard upon approval)
  • No limit on transactions
  • Interest earned and compounded monthly.
  • No charge for Online Banking
  • $5.95 per month for Online Billpay (1st six months free)
  • $10.00 per month for check return

Freedom Money Market Account

  • $25,000.00 minimum opening deposit
  • Monthly maintenance fee of $15.00 if daily balance is less than $2,500; no fee if above $2,500
  • Six transactions per month** / $5.00 for each debit over six and/or writing over three checks.
  • Tiered interest earned and compounded monthly
  • No charge for ATM card
  • No charge for Online Banking
  • $5.95 per month for Online Billpay (1st six months free)
  • $10.00 per month for check return

Preferred Money Market Account

  • $10,000.00 minimum opening deposit
  • Monthly maintenance fee of $15.00 if daily balance is less than $2,500; no fee if above $2,5000
  • Six transactions per month** / $5.00 for each debit over six and/or writing over three checks.
  • Tiered interest earned and compounded monthly
  • No charge for ATM card
  • No charge for Online Banking
  • $5.95 per month for Online Billpay (1st six months free)
  • $10.00 per month for check return

   
** 6 transactions per month by automatic debit, check, preauthorized payments, drafts, ATM, or teller withdrawals.
*** Subject to Approval

Savings

Turn the pressure to save into well earned rewards. In essence, you’re building wealth, creating leverage and negotiating power in the process.

Regular Savings Account

Current Rates

  • $100 minimum opening deposit
  • No service fee if daily balance is above $100.00, $6.00 service fee per quarter if daily balance falls below $100.00 during the statement cycle
  • 6 free withdrawals per quarter, $1.00 each additional withdrawal over 6 per statement cycle
  • No charge for ATM card
  • Interest Compounds Quarterly
  • Quarterly Truncated Bank Statements
  • No charge for Online Banking

Certificates of Deposit

Current Rates

  • Call Patriot Bank for a competitive rate on your certificate of deposits from 7 days to 5 years

 

Consumer Loans

Our bankers have the ability to access any of the traditional loan products offered through Patriot Bank at competitive rates to qualified borrowers.


We have several loan options available if you want to finance a car, new boat, or even a motorcycle. Credit programs vary so contact us and we'll help you choose a loan that fits your needs and your budget.

Personal Loans

Whether you are looing for


  • New or Used Car
  • Boat
  • Recreational Vehicle
  • Motorcycle
  • Vacation
  • Refinance high interest Credit Cards
  • Home Purchase Financing
  • Refinancing
  • Construction Loans
  • Home Equity Loans
  • Home Improvement Loans
  • Second Home Financing

Take the time to call and talk to us!

Equity Line of Credit

Utilize the equity from your residence to provide a revolving credit line to be used for any purpose you choose. Take the time to talk to us about our low cost home equity lines.

Credit Cards

Talk to us about

  • VISA
  • MASTERCARD