Business Banking

Businesses in the community will benefit with a local decision maker who will respond quickly with customer solutions for your commercial needs.

Business Lines of Credit

Pre-approve advancing or revolving credit facility that allows the borrower to advance funds for the short-term cash needs of their business. Possible uses include working capital loans, accounts receivable financing and inventory financing.

Business Term Loans

Loans that require an intermediate repayment period but are within the useful life of the underlying business asset. These loans can be used to finance the purchase of real estate. Useful sources include the construction or purchase of a building, expansion or improvements to a current building and land development.

Commercial Real Estate Loans

Long-term loans used to finance the development or purchase of real estate. Useful sources include the construction or purchase of a building, expansion or improvements to a current building site and land development.

Free Small Business Checking

  • $100 minimum opening deposit
  • No minimum balance requirement
  • 100 free items per statement cycle, $0.25 each item over 100 per statement cycle
  • No charge for Business Visa Checkcard (upon approval)
  • No charge for Online Banking
  • $9.95 per month for Online Billpay (1st six months free)
  • $10.00 per month for check return

Commercial Checking

  • $100 minimum opening deposit
  • No minimum balance requirement
  • $7.00 monthly maintenance fee
  • $0.15 per item (check or debit)
  • $0.30 per item (deposit or credit)
  • $0.05 per item deposited
  • No charge for Business Visa Checkcard (upon approval)
  • No charge for Online Banking
  • Online Billpay $9.95 per month (1st six months free)
  • $10.00 per month for check return
  • Earnings Credit can offset some or all monthly fees